Medicare is a federal health insurance program that gives you access to specific coverage and benefits. Medicare is different from health insurance you may have had before. It offers you a variety of coverage options — and it has key enrollment dates and guidelines you need to follow. We’re here to help you make sense of it all.
1) Open Enrollment Dates
The annual election period for Medicare products is fast approaching:
Annual election period (October 15 – December 7)
Medicare Advantage Open Enrollment Period (January 1 – March 31)
Special Enrollment Periods are available when special circumstances arise.
Just a reminder; Open enrollment applies to Medicare Advantage & Prescription Drug Plans.
Medicare Supplements are secondary to Medicare and can be applied for at any time.
2) Confusion about when a current Medicare Enrollee can make plan changes
Medicare eligible consumers have many carriers, plans and plan types to choose from. It may seem overwhelming. Using an experienced, licensed agent can assist consumers to understand their options so they can elect the carrier, plan and plan type that would offer the most benefits. [Read more…]