Great Ancillary Senior Health Plans:
A Comprehensive Guide Discover the benefits and coverage options offered by ancillary senior health plans. Our comprehensive guide provides you with valuable information on a range of ancillary services, including dental, vision, and prescription drug coverage. With our formal and informative tone, you can make well-informed decisions about the best ancillary senior health plans for your specific needs. Other Options for your Peace of Mind
Let’s look at available options and decide if any make sense for you.
Ancillary Senior Health Plans
Ancillary health insurance, also known as ancillary benefits, provides secondary medical coverage that goes beyond standard health insurance plans. These additional benefits can help cover expenses that are not typically included in major medical insurance. Here’s what you need to know about ancillary health insurance for seniors:
- Types of Ancillary Benefits:
- Dental Insurance: Dental insurance is a common type of ancillary benefit. It covers preventive care (such as dental exams, cleanings, and x-rays) as well as more expensive treatments like crowns, root canals, and oral surgery.
- Vision Coverage: Ancillary plans may include vision coverage, which helps pay for eye exams, glasses, contact lenses, and other vision-related expenses.
- Final Expense: Some ancillary plans offer life insurance coverage, providing financial protection for your loved ones in case of your passing.
- Accident Insurance: Accident insurance covers medical expenses related to accidents, such as emergency room visits, ambulance rides, and follow-up care.
- Critical Illness Insurance: This type of insurance pays a lump sum if you are diagnosed with a critical illness (e.g., cancer, heart attack, stroke).
- Short-Term Health Insurance
As local Independent Medicare Agent I proudly represent several companies that offer these ancillary plans in Arizona