Arizona Medicare Advantage Plans (Part C)
Arizona Medicare Advantage plans are an all-in-one option for receiving your Medicare benefits through a private insurer. It allows private health insurance companies to provide all of the standard benefits of Medicare Parts A and B within a managed care plan. Medicare Advantage Plans may provide prescription drug coverage, and also may include extras, such as, fitness benefit, dental, hearing aids and vision. Many of these plans offer an Over The Counter (OTC) benefit. They also have lower out-of-pocket costs and often have no deductibles. These plans offer excellent coverage and can be a great choice for seniors looking for a way to save money and stay healthy. With all of these benefits, it is no wonder that Advantage plans are becoming an attractive option for many beneficiaries. So if you are a senior looking for a way to save money and stay healthy, consider a Medicare Advantage plan today!
Arizona Medicare Advantage Plans that are available include:
- Medicare Health Maintenance Organization (HMOs)
- Preferred Provider Organizations (PPO)
- Private Fee-for-Service (PFFS) Plans
- Medicare Special Needs Plans (SNP)
- Point of Service (HMO-POS)
Selecting Medicare Advantage Plans in Arizona:
This option might be good for you if:
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- You want to receive Part A hospital, Part B medical and often Part D prescription drug coverage together in one plan.
- You want predictable costs and a firm limit on what you pay out-of-pocket for medical expenses each year.
- You value coverage that typically includes extra benefits like dental, vision, hearing and wellness.
Keep in mind:
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- Advantage plans typically come with network contracted providers.
- Some plans may give you the ability to use out-of-network providers at low or no extra cost.
- You must continue to pay your Medicare Part B premium.
- Depending on the plan, you may pay a separate premium to a private insurance company.
- No health question asked. All Medicare beneficiaries, including people on Medicare due to a disability, are guaranteed acceptance regardless of health conditions (except End Stage Renal Disease).
- Special plans with lower or no out-of-pocket costs may be available for “Dual Eligibles” — people enrolled in both Medicare & AHCCCS.
To join, you must have Medicare Part A and Part B, live in the plan’s service areas and be a U.S. citizen or lawfully present in the United States. You must continue to pay your Medicare Part B premium (unless your Part B premium is paid for you by AHCCCS or another third party).
To learn more about your Medicare Plan Options, fill out the contact form at the side or just give Ralph a call at 602-390-8573
