Hospital Indemnity Insurance will pay you directly if you are hospitalized. It pays a flat amount for each day in the hospital regardless of what other coverage that you have. Medicare advantage plans generally have a daily charge for hospitalization and many Medicare beneficiaries have an indemnity plan in place in order to receive a check that can cover those charges. You will have the peace of mind in knowing that you will receive a check after being in the hospital to use any way that you want.
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