Medicare is a federal health insurance program that provides hospitalization, medical, and prescription drug insurance for the elderly and individuals with disability. It was created by Congress in 1965. The basic idea is for the Government to provide health insurance as part of Social Security.
As insurance, it is not government assistance, unlike Medicaid or AHCCCS and other plans which are assistance programs for people of limited income. [Read more…]
With so much fuss and frustration over the open enrollment for the health-care marketplaces, some people might be missing important information about another open-enrollment season.
Open enrollment for the exchanges is overlapping and overshadowing the importance of the Medicare open-enrollment period, which started Oct. 15 and ends Dec. 7. It is during this period that those covered by Medicare can change their health plan and prescription drug coverage [Read more…]
Options available to Medicare Beneficiaries besides Original Medicare Medicare Part A which covers inpatient treatment for Medicare Beneficiaries and Medicare Part B which provides for outpatient services are both available to seniors and some people on disability under age 65 and is referred to as original Medicare. However, original Medicare by itself can leave the senior with significant out of pocket expense. “As an Independent Insurance Broker in Arizona” states Ralph Bredahl with Arizona Medicare Advisors, “I find a lot of confusion among seniors on what is available to them to help with medical costs. I trust this list will help to answer some of the questions that I hear” [Read more…]
Quite often Medicare beneficiaries ask me why they should take out a Part D prescription drug plan when they don’t take any medications. At first glance that is a good question since the Part D plans carry a monthly premium and often times have a deductible. In Arizona Medicare Plans, like most of the country, there is a wide range of premiums to choose from, but they all have a premium [Read more…]
Much has been published on the internet comparing Arizona Medicare Advantage to Arizona Medicare Supplement Plans. As an independent Medicare Broker in Arizona, it is the most common concern of Medicare Beneficiaries that I run across. [Read more…]
Enrollment in Medicare Advantage, the private insurance segment of the popular U.S. healthcare program for the elderly, is expected to grow 11 percent next year while premiums remain steady, government health officials said on Wednesday. Growth in Arizona is predicted to be even higher. [Read more…]
Trustindex verifies that the original source of the review is Google.
Clark Sheppard2023-02-11I love dealing with Ralph! He knows his business and actually cares which is great customer service nowadays!Trustindex verifies that the original source of the review is Google.
John Brown2023-02-02Great help choosing between all of the offerings.Trustindex verifies that the original source of the review is Google.
Mike Miller2023-02-02Not sure if your responding or someone else to text questions. Haven't heard from you for quite awhile?Trustindex verifies that the original source of the review is Google.
Christopher Warzynski2023-02-02It seems like I contact Ralph only one or twice a year but he is always quick to answer my questions and direct me where I need to be. I strongly recommend his services. Cheers, ChristopherTrustindex verifies that the original source of the review is Google.
Alex Wirts2023-02-02Ralph has been great! Very helpful!Trustindex verifies that the original source of the review is Google.
John Dey2023-02-02Ralph and Az Medicare Advisors, is always on top of things year after year. Their healthcare provider advise to us has always worked out well concerning price vs quality. Top Notch!!